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Are you feeling the pinch of inflation in your budget? Check out these 5 apps to earn cash back and help you save money
Is inflation burning a hole in your budget? These 5 apps can help you earn cash back and save money
Introduction
So, you’ve noticed that your Dollar just isn’t stretching as far as it once did? You may be grappling with the very real effects of inflation, which can play havoc on budgets of all sorts. More and more people are looking for ways to counteract this rise in everyday living costs. Luckily, technology has come to our rescue.
Influential app developers have created ingenious platforms that equip users with tools to earn cash back and save money! These apps put a bit of power back into your hands, helping to balance out the impact that inflation may be having on your personal budget. No magic wands here, just good old resourceful technology.
We’ll present you with five top-performing apps that were carefully selected based on their uniqueness, credibility, user-friendliness, and earning potentials. The apps are Swagbucks, Rakuten, Honey, Fetch Rewards, and Dosh.
Swagbucks
Swagbucks is a fantastically versatile app that allows users to make money from a variety of tasks. Instead of being purely cash-back based, it offers users so much more. Users can complete surveys, watch videos, shop online and even play games to earn points known as SBs.
Let’s consider an individual named Dakota who likes to multitask while watching TV. She installs Swagbucks and completes surveys, watches promotional videos and occasionally indulges in some gameplay. At the end of the week, she realizes she has scored a decent amount of SBs.
- Dakota then exchanges her SBs for gift cards in popular retail outlets like Amazon.
- She can also opt to convert the SBs into PayPal cash.
- This simple act helps her reduce some spending while enjoying her regular routine.
- A systematic user like Dakota can thus leverage the app for substantial monthly savings.
- It’s free to join and users even get a $10 bonus just for signing up!
- Swagbucks also makes regular promotional offers which can be availed to earn extra SBs.
Rakuten
Formerly known as eBates, Rakuten is an online and app-based service that allows you to receive cash back for shopping online. It’s a straightforward and easy-to-use platform that has partnerships with over 2,500 stores worldwide.
Imagine Steve – a savvy shopper who loves finding the perfect deal online. He checks out with Rakuten whenever he shops.
- He earns cash back from his usual online purchases.
- With periodic payouts, he enjoys a decent rebate on his shopping expenses.
- Rakuten involves no points or gimmicks, just pure cash back into Steve’s account.
- Coupling this with retailer sales and discounts, can lead to some serious savings.
- Rakuten’s sign-up bonus of $10 is a nice cherry on top.
- Users can get their cash back through check or PayPal once their balance reaches $5.
Honey
Honey is not your typical cashback app. Unlike most others in the category, Honey is a browser extension that works silently in the background to help you save money. Its main function is to automatically apply coupon codes at checkout when you are shopping online.
Lucy, a working mom frequently orders items online. With Honey added to her browser, she saves significantly.
- When Lucy checks out at an online store, Honey springs into action.
- It scans through more than available discount codes and automatically applies the best one.
- No effort required from Lucy; she just proceeds to checkout and saves!
- Honey also tracks price drops and alerts you when an item’s price falls.
- It has a rewards program where users earn Honey Gold, which can later be redeemed for gift cards.
- The best part – Honey is completely free to use!
Fetch Rewards
Fetch Rewards brings the cashback philosophy closer to home – it rewards grocery shopping. The app allows you to earn points by scanning your grocery receipts from any store. Points collected can then be traded in for gift cards at numerous retailers.
Consider Jack who uses Fetch Rewards every time he shops for groceries.
- After his usual grocery runs, Jack scans his receipt using Fetch Rewards.
- He earns points on thousands of products every day, irrespective of where he shopped from.
- Jack redeems these points for gift cards at popular outlets like Amazon and Target.
- Even without changing his shopping habits, Jack manages to save through the app.
- Special points are awarded for purchasing items from partner brands.
- Fetch Rewards also presents occasional special offers to boost points earnings.
Dosh
Dosh brings you cash back offers from restaurants, retail stores, themed experiences to hotels. But the plus is that no coupons, receipts, codes or hassles; all you have to do is shop as usual with your linked card.
Imagine Emma having dinner at her favorite pizzeria and she checks out using a credit card linked to her Dosh account.
- Without requiring her to do anything else, Dosh deposits cash back directly into Emma’s account.
- For someone who dines out frequently, this culminates in significant savings over time.
- Friends can refer friends – this earns the referrer and referee $5 each on their first transaction.
- If Emma were to take a vacation, Dosh would also give her cash back on hotel bookings!
- Once you’ve reached $25 in cash back, you can transfer your funds to a bank account, PayPal or donate to charity.
- Earning and cashing out is straightforward with Dosh app.
Summary Table
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App | Main features | User Benefits |
---|---|---|
Swagbucks | Earning points (SBs) through various tasks including surveys, video watching, shopping, and gaming. | Easy conversion of SBs into gift cards or PayPal CashGains from routine activities$10 sign up bonus |
Rakuten | Cash back for online shopping through partnerships with over 2,500 stores. | Pure cash back schemeCan couple with sales and discounts for more savingsPeriodic payouts |
Honey | Browsing extension offering automatic application of coupon codes and tracking price drops. | Automatic savings at zero effortPrice drop alertsHoney Gold rewards redeemable as gift cards |
Fetch Rewards | Earns points from scanning grocery receipts, redeemable as gift cards at numerous retailers. | Saves while maintaining current shopping habitsPoinst for purchases from partner brandsSpecial offers to boost earnings |
Dosh | Offers cash back from a variety of places including restaurants and retail stores. Simply shop with your linked card. | No hassle of coupons or codes$5 for each referralCash back on hotel bookings also |
So there you have it – five superb apps that can help you counter the effects of inflation and potentially save hundreds, if not thousands, of dollars every year. Remember, in a game where every single cent counts, we need to utilize all the resources we have – so start downloading these apps and saving today!